Fair Combo

An example?

A shoe company wants to raise € 1 million to finance a new production line that is fair and respectful of human rights. The company borrows the amount from the citizens of the country of distribution. The company borrows the amount from the citizens of the territory concerned. The starting interest rate is set very low. The interest rate increases annually by 0.5% if the share of fair trade increases in the consumption mix of the territory. The index is based on official, independent and verified data.

Benefits

• Behavioural incentive
  Citizens who have invested can themselves participate in the behaviour that raises the interest rate. The fairer they buy, the more likely they are to increase interest.
• Positive budget effect
  The footwear company can finance the interest rate by the additional revenue from the expected new purchases.
• Civic engagement
  The Fair Combo enables a large number of citizens to take action. They can generally participate in the financing starting from 100?.
• Ease of implementation
  We help you set the Fair Combo parameters (rate, ratchets, duration, tracking, etc). We provide the index. Our fin tech engine takes care of all the implementation: creation, identification of investor profiles, distribution, interest calculations, amortization tables and follow-up.
• Security
  We have entered into partnerships covering the regulated activities of the Green Combo with FSMA-approved players. The collection is carried out for the issuer, which receives its cash in one go.